Join the Emp$werment!

We at Guaranty Bank invest our time in caring about all of our clients needs - big or small. We know the importance of youth learning about saving at an early age and we're here to help start their journey! 

Joining the Guaranty Bank Empowerment means joining the Guaranty Bank family. With the help of our trusty eagle, we'll teach Empowerment members how to save, reward them for reaching important milestones, and provide helpful money tips. We also think it's important to provide parents the resources needed to encourage a secure financial foundation. 


Account Details

Empower Youth Checking

Designed to give teens 11 to 17 the tools they need to become financially empowered, savvy and independent:

  • Parent(s) or guardian(s) can monitor account and advise youth as a required co-signer.1
  • Gain debit card responsibility with the protection of a lower limit Visa® debit card.
  • Prevent overdrawn account with debit card set to decline if funds are insufficient. Checks not offered.
  • Stay up to date with our mobile banking app, mobile deposit & more!
  • Increase financial savviness with our online resources and in-branch staff. Begin building a trusted banking relationship with Guaranty Bank.
Empower Youth Checking Logo

Minor Savings

Help your kids learn real-life saving skills! Whether stashing cash for back-to-school clothes or building a college fund, our free youth savings account makes it simple with competitive interest.

  • $25 minimum opening balance
  • No minimum balance requirement
  • No monthly service charge
  • Variable interest rate
  • Earn competitive interest
  • Available to those up to age 18
  • Learn the value of savings from an early age
  • Balance can be rolled into another Guaranty savings account or CD


To learn more, visit one of our convenient locations today!

(1)For minors age 11-17. $25 to open the account, no minimum balance required. Non-interest-bearing account. No monthly service charges. Must be opened with a parent or guardian on the account. This account will not have checks. Lower limit VISA debit card. Free online and mobile banking. $3 paper statement fee will apply if not enrolled in eStatements. Account will convert automatically to a regular checking account at the age of 18.